1. Buy a 2-piece swimsuit if you are breastfeeding. It does not have to be a bikini, but a 2-piece will make nursing your infant much easier, especially if you use a cover-up while nursing (which I recommend for your general modesty and the comfort of everyone around you). Try to find a top for your 2-piece that covers your belly, if you are self-conscious about it. There are a lot of cute tankini tops that cover most or all of your tummy.
2. Buy a 1-piece for the most effective tummy coverage, if that is your goal. You never know when a wave or water slide may reveal the tummy you are trying to hide.
3. Buy a decent quality swimsuit. All cheaper suits either stretch out, thin out and/or fade. I once bought a swimsuit from Penney's, and I could only wear it twice because it stretched out and became too big. There was no savings there because I had to immediately buy another one. Don't forget the fact that swimsuit shopping is more frustrating than fun, so you should only have to do it once per year (or less).
4. Don't walk around stores looking for modest swimsuit bottoms. Just find out your size and the brand(s) you like, and shop online. Even if you find something modest (such as shorts or a skirt to cover your suit), it is unlikely you will find the color and size you need.
5. Don't take the kids with you while shopping. It is frustrating for all parties involved.
6. Don't shop separately for swimsuit tops, bottoms, cover-ups or accessories. You will end up making more trips to more stores, only to be unhappy with your final purchase (because you made it in haste, being annoyed with shopping for so long). I recently shopped for a skirt or shorts to go over my one-piece black swimsuit, and I finally found one at the third store I searched. Once it was washed and ready to wear, I went back to find my black swimsuit (from before having kids) was no longer wearable and had to be trashed. So then I had to go out again to find a tankini top to match my new, black bottoms.
7. Shop early for swimwear (long before vacations and pool trips). Vacation prep week is stressful enough, so plan ahead to make your life easier. That also gives you time to shop online, which might be the best way to go (although I have never done so before).
8. Do not assume that your size swimsuit is easy to find. During my search, I found that the smaller sizes were impossible to find in the more modest suits. The most common sizes I found at Belk (I went there twice recently) were 10 and above (both for tops and bottoms).
9. The best brand (and most expensive) I found at Belk was H2O Wear, which had a lot of modest one-piece and 2-piece suits to choose from. If your budget is $100, this would be a good option for you. After summer season, you likely can find these on sale/clearance. If you are going to pay $60-$80 for a decent suit anyway, you may find it's worth it to get a higher quality suit such as H2O brand for $20-$40 more.
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